About Us

Mandy Donoghue Mortgage Broker at Abundance Home Loans

Mandy Donoghue

Mandy Donoghue is a seasoned mortgage broker with an impressive 32 years of experience in the banking industry across both the UK and Australia. With a wealth of knowledge accumulated over her extensive career, Mandy transitioned into the role of a mortgage broker over six years ago, driven by her passion for delivering exceptional customer service.

Throughout her career, Mandy has cultivated a deep understanding of the intricacies of mortgage lending, enabling her to provide tailored solutions that meet the needs of her clients. Her commitment to excellence shines through in every interaction, as she goes above and beyond to ensure that her clients receive the support and guidance they need to make informed financial decisions.

Mandy's dedication coupled with her extensive industry experience, has earned her a reputation as a trusted advisor within the mortgage brokerage community. Whether assisting first-time homebuyers or seasoned investors, Mandy's personalised approach and attention to detail set her apart, making her a valuable asset to anyone seeking mortgage finance. You can call Mandy direct, email her here or book in an appointment.

On a personal level Mandy is originally from Yorkshire UK and having immigrated to Australia in 2015 and now calls the Mornington Peninsula in Victoria home. She has a Partner and a fur baby called Harry and they enjoy living near the beach and the coastal lifestyle.

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Laurence Ramos Broker Support at Abundance Home Loans

Laurence Ramos

Laurence Ramos is a dedicated member of our team at Abundance Home Loans. In his role as a Broker Support Assistant, Laurence offers comprehensive support to Mandy and helps with all aspects of the loan processing from initial enquiry to settlement and beyond. You can count on Laurence to understand that applying for a home loan is not just a transaction and ensures the process is hassle free for our clients! 

On a personal level, Laurence is an avid tennis player, passionate about the thrill of competition and camaraderie. Tennis teaches him discipline, strategy and teamwork which are skills he applies to his work. Laurence is a foodie at heart, cooking helps him relax and connect with loved ones. His signature dish is Filipino-style adobo!

Reach out to Laurence direct or email him here to get intouch.

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Wes

I had an outstanding experience with Mandy for my mortgage needs. From our very first meeting, it was clear that Mandy truly understands the mortgage process inside and out. She took the time to listen to my financial situation and goals, offering tailored advice that suited my specific needs. Throughout the entire process, Mandy was incredibly responsive and proactive. She kept me informed at every stage, ensuring I understood my options and the implications of each choice. Her patience and willingness to answer all my questions no matter how small, made a huge difference and eased my worries. What impressed me the most was her dedication to finding the best rates and terms for me. Mandy truly went above and beyond, even following up with lenders to negotiate better terms. Thanks to her efforts, I was able to secure a mortgage that exceeded my expectations. I highly recommend Mandy to anyone in need of a knowledgeable and trustworthy mortgage advisor. If you want someone who genuinely cares about your financial future and will guide you every step of the way look no further.

SM

Sam Mason

I can't say enough good things about my experience with Mandy from Abundance Home Loans! From the very beginning, she went above and beyond to guide me through the mortgage process, making what often feels overwhelming seem effortless. ...

LL

LEO LI

Professional service 👍👍 ...

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

How do I get paid?

I receive a commission from the Bank or Lender for selling their products, so you don’t pay anything up front or at settlement of the loan. Sometimes, I may charge you a fee directly, instead of, or as well as, the lender’s commission.

This will depend on the complexity of your situation and how long it takes to obtain your home loan. I will let you know up front if a fee is payable or not.

Can you only help with Home Loans?

We can help with Home Loans, Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy property something, we can probably help.

Why choose a Mortgage Broker?

With many lenders to choose from, you may decide to get help from a mortgage broker rather than going direct to your bank where you only have access to the banks home loan products, limiting your options.

Using a mortgage broker gives you more options based on your personal circumstances and acts as a go-between with the banks or other lenders to arrange your home loan. As a Mortgage broker I act in your best interests when suggesting a home loan for you.

In our first appointment, I will understand your needs and goals, work out all the figures and how much you can afford to borrow. Then find the best options to suit your situation.

If you don’t know much about home loans, I will explain the options, feature, benefits and the costs to give you peace of mind. I deal with all the paperwork and take away the hassle so you can get on with your day, knowing that I have everything under control.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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