Mortgage Broker in Frankston, VIC 3199
Discover Reliable Mortgage Broker Services in Frankston, VIC 3199 for Your Home Loan Needs
Rated 5 from 52 Reviews
Discover Reliable Mortgage Broker Services in Frankston, VIC 3199 for Your Home Loan Needs
Rated 5 from 52 Reviews
Abundance Home Loans is your trusted partner in the vibrant community of Frankston, VIC 3199. As a dedicated Finance & Mortgage Broker, we offer a wealth of experience and knowledge to help residents access loan options from banks and lenders across Australia. Whether you're buying a home, investing in property, or considering refinancing, our expertise ensures you make informed decisions tailored to your financial situation. Our services encompass everything from loan pre-approval to helping you access Government Grants and Incentives, making us the go-to Mortgage Broker in Frankston, VIC 3199.
Understanding the local property market is crucial when seeking a mortgage. Our team provides insights into the ever-changing landscape, ensuring you stay ahead of the curve. We guide you through assessing your borrowing capacity, considering factors such as your Debt-to-Income Ratio and equity or cash deposit. Whether you're a first home buyer or an experienced investor, our streamlined application process simplifies your journey. We help you apply for a loan with confidence, offering support in choosing between variable interest rate loans and fixed interest rate loans to suit your needs.
For those concerned about lenders mortgage insurance (LMI), we offer solutions like using a guarantor or leveraging home equity. Our Mortgage Broker in Frankston, VIC 3199 is well-versed in securing interest rate discounts and favourable loan to value ratios (LVR) that can significantly impact your loan amount and interest rate. We also assist in understanding stamp duty implications and other costs associated with buying a home or investment property.
Refinancing a loan is another area where our expertise shines. If you're considering switching to an interest only loan or a principal and interest loan, we provide tailored advice that aligns with your financial goals. Our team evaluates your bank statements and financial situation to recommend the most suitable options for your circumstances. For upgraders and down-sizers alike, navigating the complexities of loan options is made simpler with our guidance.
Applying for a loan requires careful consideration of various factors. Our Mortgage Broker in Frankston, VIC 3199 ensures you're equipped with the knowledge needed to make sound decisions. We help you get pre-approved, offering peace of mind as you explore the local property market. Our comprehensive approach includes assessing your eligibility for Government Grants and Incentives, providing you with every advantage possible.
Investment loans and construction loans are also part of our extensive service offering. We understand the unique requirements of these loans and work diligently to secure favourable terms for our clients. With our assistance, accessing loan options from banks and lenders across Australia becomes a smooth process, allowing you to focus on your investment goals.
As your Mortgage Broker in Frankston, VIC 3199, Abundance Home Loans is committed to delivering exceptional service and results. Our local expertise, combined with a deep understanding of the financial landscape, positions us as the premier choice for residents seeking mortgage solutions. Whether you're buying a home, refinancing, or exploring investment opportunities, we are here to support you every step of the way.
Reach out to Abundance Home Loans today to discuss your financial situation and explore the range of loan options available. Let us help you achieve your property goals with confidence and clarity.
Step 1 – How much can I borrow?
Before you decide on the house you want to buy… let us work out your affordability so you know what purchase price you can aim for. We will ask for some documents to ensure that the figures are as accurate as can be, to give you the confidence to take the next step.
Step 2 – Home Loan Pre-Approval
Let us do the paperwork and take away the stress of the loan application process. Once you have the thumbs up from the Bank, it’s time to start scrolling through the property pages.
Step 3 – Hunting for your First Home
It’s time to find your dream home. We will guide you along the way and let you know what is required to make an offer or put in a bid at auction and navigate the negotiations. Once you have signed on the dotted line, it’s time to get your formal approval.
Step 4 – You've found your first home - Formal Approval
Getting your formal approval is the most exciting part of your journey. From the uncertainty at the start to now, you’ve nailed it! Once you loan is approved, you are ready to start furniture shopping.
Step 5 – Settlement and Beyond
We will guide you through the loan offer documents and the signing process and what you need to know for settlement and preparing for the big moving day. Our job is not done when you have settled your home loan, we will do regular check ins and annual reviews to ensure you are getting the best deal with your current lender.
Whether you are looking to purchase your first home or wanting to expand your property portfolio, you are in the best hands. I will guide you through each step of the process and find a home loan which best suits your circumstances.
I have a real passion to help you find a solution that meets with your goals and I work with you not the banks to achieve this. Having worked at various major Banks in the UK and Australia I understand what is required to get you a home loan. My true focus is on the quality of service I provide to my clients with a true personal touch.
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Brittany Claire
Mandy has been very helpful and informative throughout the whole experience, from pre approval to settlement of my new home. She seeked out the best possible outcome for me with my burrowing capacity compared to other brokers. Regular communication and fast response time made the experience less stressful and organised. Highly recommended her for both her professionalism and kind personality. Thanks again for all your help Mandy.
AU
Anna Urbanowicz
Mandy was absolutely amazing in helping us buy our first home. She genuinely eased our stress, kept us informed at every step, and explained everything in a way that was easy to understand. She clearly knows her stuff, is incredibly organised, proactive, and across every detail, which made the whole process feel clear and manageable. (And undoubtedly helped us avoid a meltdown or two). She was always responsive and willing to answer any of our questions. What really stands out is that this wasn’t a one-off interaction. A couple of years ago Mandy supported me when I was considering buying an apartment on my own, and when my circumstances changed and I didn’t go ahead, she was still so supportive and positive. When we were ready again, there was no question who we’d go back to. We’ve since referred friends to Mandy and they all rave about her too. Highly recommend!
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Colby Lathwell
The best advice and expert service you could ever hope for to receive. Can’t recommend Mandy and her team enough.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
I receive a commission from the Bank or Lender for selling their products, so you don’t pay anything up front or at settlement of the loan. Sometimes, I may charge you a fee directly, instead of, or as well as, the lender’s commission.
This will depend on the complexity of your situation and how long it takes to obtain your home loan. I will let you know up front if a fee is payable or not.
We can help with Home Loans, Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy property something, we can probably help.
With many lenders to choose from, you may decide to get help from a mortgage broker rather than going direct to your bank where you only have access to the banks home loan products, limiting your options.
Using a mortgage broker gives you more options based on your personal circumstances and acts as a go-between with the banks or other lenders to arrange your home loan. As a Mortgage broker I act in your best interests when suggesting a home loan for you.
In our first appointment, I will understand your needs and goals, work out all the figures and how much you can afford to borrow. Then find the best options to suit your situation.
If you don’t know much about home loans, I will explain the options, feature, benefits and the costs to give you peace of mind. I deal with all the paperwork and take away the hassle so you can get on with your day, knowing that I have everything under control.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Abundance Home Loans ABN: 31 650 722 704, Abundance Home Loans Pty Ltd ABN: 31 650 722 704 is a credit representative (489392) of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence 391237.
Disclaimer: The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
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