First Home Buyers
We'll help you into your First Home
Rated 5 from 38 Reviews
We'll help you into your First Home
Rated 5 from 38 Reviews
Owning a home is a significant milestone in one's life, but for many first-time buyers, the path to homeownership can seem daunting and out of reach. However, with the right support and guidance, the dream of owning your first home can become a reality. This is where Abundance Home loans is here to help navigate the home buying process and guide you through every step along the way.
We have a wealth of experience and a deep understanding of the home buying process and offering personalised guidance and tailored solutions to make the home buying journey as smooth and seamless as possible. In additional we simplify the information which helps first-time buyers make informed decisions that align with their financial goals and circumstances.
In addition to offering expert guidance, Abundance Home Loans provides information on government grants and incentives that can significantly reduce the financial burden of purchasing a home for the first time. The criteria of the available grants vary in most states; however, will we confirm the requirements to check if eligible. Government programs are to support first-time buyers, such as the First Home Guarantee scheme, Family home Guarantee and First Home Owners Grant to name a few.
Understanding eligibility criteria can be challenging without the right support and Abundance Home Loans are well-versed in the various government grants and concessions available. We work closely with clients to identify opportunities for savings and ensure that they take full advantage of any programs that can help make homeownership more affordable.
First-time buyers can benefit from a comprehensive range of services designed to support them at every step of the home buying process and we are committed to helping first-time buyers achieve their dream of owning a home and make the journey exciting.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing CapacityStep 1 – How much can I borrow?
Before you decide on the house you want to buy… let us work out your affordability so you know what purchase price you can aim for. We will ask for some documents to ensure that the figures are as accurate as can be, to give you the confidence to take the next step.
Step 2 – Home Loan Pre-Approval
Let us do the paperwork and take away the stress of the loan application process. Once you have the thumbs up from the Bank, it’s time to start scrolling through the property pages.
Step 3 – Hunting for your First Home
It’s time to find your dream home. We will guide you along the way and let you know what is required to make an offer or put in a bid at auction and navigate the negotiations. Once you have signed on the dotted line, it’s time to get your formal approval.
Step 4 – You've found your first home - Formal Approval
Getting your formal approval is the most exciting part of your journey. From the uncertainty at the start to now, you’ve nailed it! Once you loan is approved, you are ready to start furniture shopping.
Step 5 – Settlement and Beyond
We will guide you through the loan offer documents and the signing process and what you need to know for settlement and preparing for the big moving day. Our job is not done when you have settled your home loan, we will do regular check ins and annual reviews to ensure you are getting the best deal with your current lender.
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Wes
I had an outstanding experience with Mandy for my mortgage needs. From our very first meeting, it was clear that Mandy truly understands the mortgage process inside and out. She took the time to listen to my financial situation and goals, offering tailored advice that suited my specific needs. Throughout the entire process, Mandy was incredibly responsive and proactive. She kept me informed at every stage, ensuring I understood my options and the implications of each choice. Her patience and willingness to answer all my questions no matter how small, made a huge difference and eased my worries. What impressed me the most was her dedication to finding the best rates and terms for me. Mandy truly went above and beyond, even following up with lenders to negotiate better terms. Thanks to her efforts, I was able to secure a mortgage that exceeded my expectations. I highly recommend Mandy to anyone in need of a knowledgeable and trustworthy mortgage advisor. If you want someone who genuinely cares about your financial future and will guide you every step of the way look no further.
SM
Sam Mason
I can't say enough good things about my experience with Mandy from Abundance Home Loans! From the very beginning, she went above and beyond to guide me through the mortgage process, making what often feels overwhelming seem effortless. ...
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LEO LI
Professional service 👍👍 ...
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
I receive a commission from the Bank or Lender for selling their products, so you don’t pay anything up front or at settlement of the loan. Sometimes, I may charge you a fee directly, instead of, or as well as, the lender’s commission.
This will depend on the complexity of your situation and how long it takes to obtain your home loan. I will let you know up front if a fee is payable or not.
We can help with Home Loans, Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy property something, we can probably help.
With many lenders to choose from, you may decide to get help from a mortgage broker rather than going direct to your bank where you only have access to the banks home loan products, limiting your options.
Using a mortgage broker gives you more options based on your personal circumstances and acts as a go-between with the banks or other lenders to arrange your home loan. As a Mortgage broker I act in your best interests when suggesting a home loan for you.
In our first appointment, I will understand your needs and goals, work out all the figures and how much you can afford to borrow. Then find the best options to suit your situation.
If you don’t know much about home loans, I will explain the options, feature, benefits and the costs to give you peace of mind. I deal with all the paperwork and take away the hassle so you can get on with your day, knowing that I have everything under control.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Abundance Home Loans Pty Ltd ABN: 31 650 722 704 is a credit representative (489392) of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence 391237.
Disclaimer: The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
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